Please be advised that we have known Bill for over 40 years. He has been very good friend and business advocate and partner. He has always shown professionalism and excellent knowledge in business, especially in the real estate and lending field. He is prompt and precise in communication, especially in negotiating in business dealings. In our experience with Bill, he has been forthright and honest with all parties involved. In our opinion, Bill comes highly recommended and serves well in his endeavors.